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Posted: Sunday, March 5, 2017 12:26 PM

Financial Service Representative
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Job ID : 27749
Location: SC:Columbia
Functional Area: Branch Retail : Sales
Employment Type: Full:Time Non:Exempt
Education Required: High School Diploma
Experience Required: 2 years
Days and Hours: M:Th: 8:00:5:00; Fri: 8:00:6:00
Physical Address: 9800 Two Notch Road Columbia, SC 29223
Department Name: Columbia Polo Road Branch
Position Description
Supports the branchs mission through effective branch:based sales and service efforts and community involvement. The Financial Services Representative I is responsible for developing and managing retail banking relationships in accordance with FCBs core values and prescribed sales process. Primary focus is on loan and deposit production and fee income generation. Position operates mainly inside the branch. Position identifies all financial services needs and refers to business/commercial, wealth and other banking partners to meet client needs.
Principal Accountabilities:
Inside Sales: Develop and implement a retail sales plan to achieve monthly sales and profitability objectives outlined in the Banks sales program expectations. Identify needs and sell all bank products to broaden and deepen relationships with customers and prospects, adhering to the Banks prescribed sales process. Utilize bank sales tool. Develop and utilize centers of influence to help generate referrals.
Service: Answer questions and resolve problems for customers concerning all services provided by the Bank. Identify the problem, collect data, secure answers, and report results to the inquiring party and with the Supervisor, Operations and Service or other Bank associates as necessary.
Risk Mitigation/Compliance: Ensure compliance with federal regulations and bank policies on all loan applications and deposit product documentation. Keep current on product knowledge, competition and on compliance issues related to deposit and lending products. Maintain internal controls.
Partnerships: Maintain a productive working relationship with branch partners, Business and Commercial Bankers, Wealth Management and other corporate divisions, bringing sales partners into client relationships as needed to manage the total financial services relationship for our customers and prospects.
Community: Represent the Bank in various civic and community functions to further enhance the Banks image and development of additional business.
This position may be filled as a FSR I or FSR II
The above statements are intended to describe the general nature and level of work being performed by people assigned to this job. They are not intended to be an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
Position Requirements
Basic Qualifications:
High school diploma or GED with a minimum of 2 years experience in a sales, customer service, or lending role.
We are an Equal Opportunity Employer and do not discriminate against applicants due race, color, religion, national origin, sex, age, disability, veteran status, sexual orientation, gender identity, or other legally protected status.


• Location: Columbia

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