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Posted: Wednesday, September 6, 2017 5:15 AM

Commercial Underwriter I or II
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Job ID : 28902
Location: SC:Columbia
Functional Area: Credit Administration
Employment Type: Full:Time Exempt
Education Required: See basic qualifications
Experience Required: See basic qualifications
Days and Hours: M:F
Physical Address: 1230 Main St. Columbia, SC
Department Name: Commercial Underwriting
Position Description
The Commercial Underwriters role is to provide support to commercial lending teams. The Underwriter will provide expertise in underwriting, structuring, servicing and documenting new and renewal credits. This individual will be responsible for identifying, gathering and analyzing relevant information to assess credit risk, establish viability of sources of repayment and determine appropriate loan structures. This person will act as lead underwriter in collaboration with bankers in preparing credit approval memos with recommendations consistent with bank policy that illustrate well:reasoned analysis. He/She will perform servicing reviews and support management of the assigned portfolio to identify and minimize risk to the Bank. They will provide quality customer service, including participation in joint calls on customers, as needed. Also, will assist in special projects as assigned.
This role can be filled as a Level I or a Level II, based on experience.
First Citizens Bank is one of the top financial services providers in the nation, recognized and awarded for our customer satisfaction, sustainable profitability, and overall stability and security. Our associates make First Citizens Bank a great place for our clients to do business. Those who grow, achieve and succeed with First Citizens Bank are those who share our core values of integrity, service excellence and stability.
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Position Requirements
Commercial Underwriter I
Basic Qualifications
Bachelor degree with a minimum of 4 years lending/credit experience.
:OR:
High school diploma or GED with a minimum of 8 years lending/credit experience.
Additional Requirements
Strong PC, software and financial analysis skills
Ability to thoroughly analyze complex credits on an independent basis
Strong knowledge of financial accounting, loan structuring, commercial products and services, loan documentation requirements, legal issues, credit grades, credit processes, etc. to support larger and more complex credit requests
Strong written and oral communications skills
Ability to properly assess issues related to a credit request and present them clearly and accurately
Ability to collaborate across multiple functional areas (e.g. credit, banker, credit risk, audit) and Regions
Ability to excel in a team environment
Ability to prioritize and manage multiple tasks concurrently
Ability to travel if needed
Commercial Underwriter II
Basic Qualifications
Bachelor degree with a minimum of 6 years commercial lending or credit analysis experience.
:Or:
High school diploma or GED with a minimum of 10 years commercial lending or credit analysis experience.
Additional Requirements
Strong PC, software and financial analysis skills
Ability to thoroughly analyze complex credits on an independent basis
Excellent knowledge of financial accounting, loan structuring, commercial products and services, loan documentation requirements, legal issues, credit grades, credit processes, etc. to support larger and more complex credit requests
Excellent written and oral communications skills
Ability to properly assess issues related to a credit request and present them clearly and accurately
Ability to collaborate across multiple functional areas (e.g. credit, banker, credit risk, audit) and Regions
Ability to excel in a team environment
Ability to prioritize and manage multiple tasks concurrently
Ability to travel if needed
First Citizens Bank is an equal opportunity employer that does not discriminate against applican

Source: https://www.tiptopjob.com/jobs/71066253_job.asp?source=backpage


• Location: Columbia

• Post ID: 22515898 columbia
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