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Posted: Wednesday, September 6, 2017 4:54 AM

Mortgage Loan Processor II
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Job ID : 28788
Location: SC:Columbia
Functional Area: Mortgage : Operations
Employment Type: Full:Time Non:Exempt
Education Required: High School Diploma
Experience Required: 1 year
Days and Hours: Monday : Friday 8:00am : 5:00pm
Physical Address: 1314 Park Street, Columbia, SC 29201
Department Name: Mortgage Operations
Position Description
First Citizens Bank is hiring mortgage loan processors with FHA, VA, USDA, and construction loan experience
Job Responsibilities:
Process mortgage loan applications in accordance with Bank and Secondary Marketing guidelines. Mortgage applications may include Complex Financial Structures, Construction Perm, FHA/VA, Rural Housing, and/or High Loan Balance (Jumbo). Ensure compliance with federal regulations and established policies and procedures. Validate information supplied by the mortgage loan applicant for underwriting. Update systems, including automated underwriting, with validated information. Document the file according to the applicable underwriting requirements. Communicate on an ongoing basis with the mortgage loan applicant and the Mortgage Banker the status of all files. Prepare each approved loan for submission to the Closing Department. Ensure each declined loan receives a notice as soon as possible after a decision has been rendered. The Processor II contributes to protecting the Bank from fraud, misrepresentation, and mortgage loan default and works for salability of the loan to secondary market investors.
Position Requirements
Basic Qualifications:
Bachelors degree with a minimum of 1 year mortgage processing experience.
Associates degree with a minimum of 2 years mortgage processing experience.
High school diploma or GED with a minimum of 4 years mortgage processing experience.
Additional Requirements:
Experience in use of business office machines (photocopier, imaging, calculator, personal computer) and experience with various computer software programs.
Must be well:organized and detail oriented.
Must complete training and testing as directed.
Other Preferred Qualifications:
Experience with FHA, VA, USDA, and construction loans.
Experience with Encompass.
First Citizens Bank is an equal opportunity employer that does not discriminate against applicants on the bases of race, color, religion, national origin, sex, age, disability, veteran or military status, sexual orientation, gender identity, genetic information, or any other legally protected status.


• Location: Columbia

• Post ID: 22741358 columbia is an interactive computer service that enables access by multiple users and should not be treated as the publisher or speaker of any information provided by another information content provider. © 2017